Licensed & Insured: Why Does It Matter?
Hiring Monster Tree Service Is a Smart Decision
Operating a tree service can be a risky business. It involves operating heavy machinery to move logs, branches, and other parts of the tree (weighing thousands of pounds) to the ground in a safe, controlled manner from several hundred feet in the air. It takes years of skill and training to be able to do what Monster Tree does effectively and safely. Thankfully, that’s exactly what the teams at each one of our independently owned locations has.
As a matter of professional principle, each location does everything possible to ensure our employee’s safety, and the safety and well-being of your property. We also ensure that each location is fully compliant with OSHA Work Safety rules, Department of Transportation guidelines for safe vehicle operation, and all statutes and regulations issued by each state to which professional contractors must adhere. Monster Tree crews are trained in TCIA-approved safety programs, representing the best practices and training in the arboriculture field.
As a professional contractor, each location is properly licensed to perform tree service at all levels and difficulties. At your request, each location can provide a copy of our license for your review and information. Each location also fully insured and carries millions of dollars of Liability Insurance and Worker’s Compensation insurance, general umbrella policies, and full vehicle and equipment insurance.
Monster Tree can provide you with a Certificate of Insurance almost always within 24-48 hours upon request.
Why Does Having Insurance Matter for Tree Service?
Insurance protects you while Monster Tree is on your property doing the work you’ve asked us to do. If a crew was to drop a tree branch on your shed, break a window, damage a deck, or if there is any other significant damage caused by crews while performing the services, the location's insurance company will pay the repair bills.
If you use a contractor who is not insured, and damage occurs while the company is doing the work, your insurance company may end up paying the repair cost, and could raise your insurance rates—sometimes dramatically depending on the degree of damage.
Suppose your contractor doesn’t carry the appropriate insurance and you try to sue the company for your out-of-pocket expenses due to the damage they caused. In that case, there’s a good chance they also lack sufficient assets needed to pay your repair expenses.
In other words, insurance is not just for our sake—it’s for yours too. When contractors make mistakes, we all want what’s best for your home. That means providing a way for you to get the resources you need to repair or rebuild your property. Never, ever hire a contractor who doesn’t have the insurance to protect you if they make mistakes. At best, it’s foolhardy—at worst, it’s endangering your home.